It’s the most wonderful time of the year because of the festivities. Christmas is in a matter of days. However, you need to be careful lest you blow your budget and overspend.

Take note of the following on how to not overspend during the festivities :

1. Have budget. Be prudent and disciplined  to work and stick with your budget.

2.Don’t overspend on buying gifts. Know those that matter and fall within your reach.

3.Start shopping early. Don’t wait for last minute spending when things/items would be costly.

4.Use discount codes and offers. Why pay more when you can get lesser  price?

5.Visit people instead of playing the hosts. That way, you cut costs and save more money.