Vanguard Allure

Top Menu

  • Vanguard

Main Menu

  • Home
  • Allure Magazine
    • Features
    • Magazine
    • Profiles
  • Allure TV
  • Celebration
    • Fashion & Style
    • Weddings
    • Lifestyle
    • Events
  • Wellbeing
    • Allure Woman
    • Healthy Living
    • Beauty
  • Happiness
    • Food
    • Shopping
    • Travel
    • Relationships
    • Career
  • News
  • Vanguard

logo

Vanguard Allure

  • Home
  • Allure Magazine
    • Vanguard Personality Of The Year Awards 2022

      January 29, 2023
      0
    • Ruky Ogbetuo: From Fashion Writing To Prolific Designer

      January 21, 2023
      0
    • Bisola Alabi: Tech Savvy

      January 15, 2023
      0
    • Wumi Jubril - Providing Ultimate Wellness Experience

      January 13, 2023
      0
    • Celebrities Share their New Year’s Resolutions with us

      January 2, 2023
      0
    • EZINNE DORA KAYODE-----Excelling in a man’s world

      January 2, 2023
      0
    • Gbemi and Toolz -On Career Path and Christmas

      December 25, 2022
      0
    • NGO trains women, PWDs in Mushin on funds sourcing for SMEs

      December 22, 2022
      0
    • Stakeholders call for more women's participation in political leadership positions

      December 19, 2022
      0
    • Features
    • Magazine
    • Profiles
  • Allure TV
  • Celebration
    • Fashion & Style
    • Weddings
    • Lifestyle
    • Events
  • Wellbeing
    • Allure Woman
    • Healthy Living
    • Beauty
  • Happiness
    • Food
    • Shopping
    • Travel
    • Relationships
    • Career
  • News
    • Joke Silva joins AGN Board of Trustees

      Joke Silva joins AGN Board of Trustees as first female member

      February 2, 2023
      0
    • Singer, Simi launches children clothing line

      Singer, Simi launches children clothing line

      February 2, 2023
      0
    • Charles George, the King of England, has asked Justin Welby, the archbishop of Canterbury, to mediate a settlement between his estranged sons Williams and Harry.

      King Charles brings Archbishop Of Canterbury to resolve dispute between Williams, Harry

      February 2, 2023
      0
    • How Regina Daniels replaced Georgina Ibeh's stolen gadgets with new ones

      How Regina Daniels replaced Georgina Ibeh's stolen gadgets with new ones

      February 2, 2023
      0
    • Nigerians blast Ka3na for faking pregnancy

      January 30, 2023
      0
    • Patoranking, Gbenga Laolu, Others Thrill At Vanguard Personality Of The Year Awards

      January 29, 2023
      0
    • Austin Faani wonders why actresses are not supporting Funke Akindele's Deputy Governorship ...

      January 26, 2023
      0
    • Mixed reactions as LASU bars students with indecent dressing from class

      January 24, 2023
      0
    • Iyabo Ojo warns Nigerians to vote wisely ahead of election

      January 19, 2023
      0
  • Why I was worried when Banky-W revealed his political ambition – Adesua

  • Wakanow appoints Olateru-Olagbegi Group VP Marketing

  • Kano court annuls Ganduje’s daughter’s marriage

  • Family releases funeral arrangements for AMAA founder, Peace Osigwe

  • Joke Silva joins AGN Board of Trustees as first female member

EventsTravel
Home›Celebration›Events›5 ways to spend less during Holidays

5 ways to spend less during Holidays

December 5,2019
Share:

As Christmas and new year holiday season is lined up with a lot of interesting activities. While these activities are fun to engage in, they do not come cheap. But you do not necessarily have to eat through your bank account just to get the most out of the season.

After all, come the new year, a number of commitments will be needing your undivided attention and being penniless will do you no good.

As tough as maintaining a tight budget this season seems, with the right planning, an intentional approach to spending, you’ll be the master of budget-play in no time.

Plan a budget
Break down every single expense you’ll be making during the holiday without missing a bit. Take time to think of every single item to purchase, places to visit, activities to indulge and basically anything which will cost you money.

Summarize each expenditure according to categories such as; food, travel, and events. Allocate an average amount to each category — which must not exceed no matter what.

Additionally, track all your expenses by writing down every single purchase you make every day. Do not miss even the least detail. By tracking your expenses, you render yourself accountable and therefore, less likely to overspend.

Shop all essentials before the holiday peak
This point cannot be overemphasized. Almost all businesses take advantage of the holiday season by spiking their prices and rates.

If you do not wish to pay double or triple the original amount for a product or service, then take care to shop every essential week before Christmas or New Year.

For bookings, making reservations way ahead of time will be beneficial to your bank account; if you know, you know.

Gift creatively
Gifting a loved-one the most expensive item doesn’t increase their love for you. When gifting, the most important rule is accessing the needs of the receiving party.

What would make them happy?

After evaluating this proceeding step, think up more creative ways to gift affordable yet items of top quality. Look out for brands or businesses offering unique gifting services or products like MiniSo and patronize them.

Say “no” more often
This means, “no” to unprofitable investments, “no” to lending, “no” to activities that will potentially suck money out of your pockets, and “no” to every single invitation requiring your presence.

As hurtful as some people might feel by your “np’s”, remember your bank account will thank you later.

Focus on your New Year goals
If you tend to overspend during the holidays, try this trick. Write down the goals you want to achieve by the new year. Beside them, write down how much each cost on average.

Every day, look through this list you have made. Whenever those invitations that require your saying “no” to pop up, inform your decision by looking at your Goal List. Most likely, focusing on your future, more substantial goals will help curb overspending during the holiday season.

If this trick doesn’t work, go hard on yourself. Lockdown your goal budget and excess cash or savings on platforms like CowryWise or PiggyVest, where you do not have access to locked-up funds.

 

 

TagsholidaySpendingTravels
Previous Article

Kennedy Okonkwo and wife, Ichechi, celebrates 10th ...

Next Article

Rapper Jay-Z at 50, surprises fans

0
Shares
  • 0
  • +
  • 0
  • 0
  • 0
  • 0

Related articles More from author

  • Allure MagazineNews

    Actress, Omotola Jalade Ekeinde shares more romantic photos from her vacation with her husband in Morocco

    March 22, 2017
    By allure1
  • Allure MagazineBeauty

    Mariah Carey’s collection for MAC is all glitter and diamonds

    November 16, 2016
    By allure1
  • EntertainmentNewsTrending

    I am looking for Christmas Romance Just for two weeks – Toke Makinwa

    November 29, 2019
    By Oluwamuyiwa Oyedele
  • Allure MagazineNews

    Cougar moves: 35-year-old singer, Christina Milan is dating 19-year-old model

    January 13, 2017
    By allure1
  • Celebration

    Here is how you can make your holiday memorable

    December 5, 2019
    By Nancy Akahalu
  • EntertainmentLifestyle

    Singers, D’banj, 2face holiday in Dubai with wives

    September 4, 2018
    By RITA
0

  • Allure MagazineEntertainment

    Court Orders DJ Zeez To Pay Over 2 Million Naira To His Record Label

  • Allure MagazineNews

    “Since I became born again, my friends have abandoned me” – Majid Michel

  • Fashion & StyleSuits

    Suited Up! 3 Things to note when wearing a suit

  • 5312
    Followers
  • 12744
    Likes

Timeline

  • February 3, 2023

    Why I was worried when Banky-W revealed his political ambition – Adesua

  • February 3, 2023

    Wakanow appoints Olateru-Olagbegi Group VP Marketing

  • February 3, 2023

    Kano court annuls Ganduje’s daughter’s marriage

  • February 2, 2023

    Family releases funeral arrangements for AMAA founder, Peace Osigwe

  • February 2, 2023

    Joke Silva joins AGN Board of Trustees as first female member

Categories

Subscribe to our Newsletter

Sign up to receive email updates and to hear what's going on with our magazine!

  • Recent

  • Popular

  • Comments

  • Adesua Etomi, wife of singer-turned-politician, Bankole Wellington, commonly known as Banky W, has said that she was first disturbed when her husband revealed his political ambitions.

    Why I was worried when Banky-W revealed his political ambition – Adesua

    By joy onuorah
    February 3, 2023
  • Wakanow appoints Olateru-Olagbegi Group VP Marketing

    Wakanow appoints Olateru-Olagbegi Group VP Marketing

    By joy onuorah
    February 3, 2023
  • Kano court annuls Ganduje's daughter's marriage

    Kano court annuls Ganduje’s daughter’s marriage

    By joy onuorah
    February 3, 2023
  • Family releases funeral arrangements for AMAA founder, Peace Osigwe

    Family releases funeral arrangements for AMAA founder, Peace Osigwe

    By joy onuorah
    February 2, 2023
  • Chioma Jesus, Sammie Okposo, Midnight Crew set for #THUGGLA2018

    By RITA
    April 24, 2018
  • American rapper, Kendrick Lamar wins Pulitzer prize for 2017 ‘Damn’ album

    By RITA
    April 17, 2018
  • Afrobeat singer, Seun Kuti drops new album titled ‘Black Times’ 

    By RITA
    April 23, 2018
  • Actor, Yul Edochie declares intention to run for presidency

    By RITA
    April 23, 2018

Entertainment

  • February 3, 2023

    Why I was worried when Banky-W revealed his political ambition – Adesua

  • February 2, 2023

    Joke Silva joins AGN Board of Trustees as first female member

  • February 2, 2023

    How Regina Daniels replaced Georgina Ibeh’s stolen gadgets with new ones

  • January 30, 2023

    Oge Obasi’s ‘Mami Wata’ earns Sundance Film Award

  • January 30, 2023

    Actor, Junior Pope loses valuables to Delta robbers

Follow us