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Home›Happiness›Should you and your spouse have joint accounts?

Should you and your spouse have joint accounts?

November 21,2018
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Asides sex, finance is another determinant of a happy relationship. It has been observed that poor finance has contributed to high divorce rates.

You must have heard that there’s no romance without finance. It is apparently true because money is needed to make a relationship better and sweeter.

Hence, it is important to make good financial decisions with your partner like whether it is good to have joint accounts.

Now, joint accounts do not work well for all couples. You should consider the following below if you intend having a joint account with your spouse:

1.Why do you need a joint accounts? Is it to fund your children’s education or for building a house or for emergency or for major project?

2.Can you trust your spouse? Are they frivolous or prudent with money?

3.Understand the law of rights to survivorship. Life happens. You need to be prepared and well informed in case of casualties like death of spouse

4.Communicate with your spouses. What is her/his stance?

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